Fintech: The future has a composable architecture

Fintech: The future has a composable architecture

Eugene Danilkis, CEO & Co-Founder, Mambu, looks at how banks can use SaaS and APIs to launch a fintech in ten months The emergence and success of new entrants in financial services has forced established institutions to reassess both the customer experience they provide and their operating model. In order to secure long term sustainability, institutions are quickly recognising that they need to change thinking and embrace a digital-first approach, or risk being left behind. This entails adopting an operating model that provides the flexibility to address threats while simultaneously accessing the same technology giving new entrants an edge. […]